secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2025-10-24T23:59:59+00:00
Accession:  0001171843-25-006650
Event type: other_material
Sentiment:  positive
Materiality: 0.65
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCRH posts investor presentation showing $9.6B assets, 1.34% adj ROAA, $7.24 adj EPS (annualized)
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- Total assets $9.6B, AUM $7.0B, loans $7.2B, core deposits $7.1B as of 9/30/25.
- Adjusted EPS annualized $7.24 (14% CAGR from 2020); adjusted ROAA 1.34% in Q3 2025.
- Noninterest income 36% of Q3 revenue ($37M); driven by wealth management and SFG capital markets.
- NPAs/assets 0.05% at 9/30/25; ACL/loans HFI 1.23%, well below peer median.
- Balance sheet liability sensitive; benefiting from recent rate cuts with strong deposit betas.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000117184325006650/0001171843-25-006650-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000117184325006650/f8k_102325.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-006650

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer