secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2025-10-28T23:59:59+00:00
Accession:  0001171843-25-006699
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Q3 net income $3.6M ($0.46 EPS); NIM 3.94%; dividend $0.145
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- Net income $3.6M vs $2.7M in Q3 2024; diluted EPS $0.46 vs $0.34 year ago.
- Net interest margin 3.94%, up 60 bps YoY; net interest income up 18.3% to $18.7M.
- Board declared $0.145 quarterly dividend, payable Dec 5 to holders of record Nov 14.
- Redeemed all $15M of 5.50% subordinated notes on Oct 1, 2025, using line of credit.
- Total loans $1.56B (+1.5% YoY); total deposits $1.75B (+6.2% YoY).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184325006699/0001171843-25-006699-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184325006699/f8k_102725.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-006699

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer