{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-006747","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.303631+00:00","generated_at":"2026-05-17T01:47:56.109822+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Stock Yards Bancorp reports record Q3 earnings of $36.2M ($1.23 EPS); NII up 19% YoY","bullets":["Net income of $36.2M ($1.23 diluted EPS) vs. $29.4M ($1.00) in Q3 2024; record quarterly earnings.","Net interest income rose $12.1M (+19%) to $77.0M; net interest margin expanded 23 bps to 3.56%.","Total loans grew $651M (+10%) YoY to $6.93B; deposits up $918M (+14%) to $7.64B.","Quarterly cash dividend increased to $0.32 per share (paid Oct 1, 2025); record date Sept 15.","Credit quality stable: NPLs at 0.27% of loans; allowance for credit losses at 1.33%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-006747","json":"https://secwatch.observer/filing/0001171843-25-006747.json","markdown":"https://secwatch.observer/filing/0001171843-25-006747.md","text":"https://secwatch.observer/filing/0001171843-25-006747.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184325006747/0001171843-25-006747-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184325006747/f8k_102825.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:47:56.109822+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}