{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-006793","form_type":"8-K","ticker":"DGICA","cik":"0000800457","company_name":"DONEGAL GROUP INC","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.209375+00:00","generated_at":"2026-05-17T01:29:35.351794+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Donegal Group Q3 net income up 20% to $20.1M; book value rises to $17.14","bullets":["Net premiums earned $229.8M, down 3.4% YoY; combined ratio improved to 95.9% from 96.4%.","Net income $20.1M ($0.55 diluted Class A EPS) vs $16.8M ($0.51) a year ago.","Non-GAAP operating income $19.1M ($0.52 diluted Class A) up 24.9% YoY.","Net investment income rose 28.8% to $13.9M; book value per share $17.14 (+12.6% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-006793","json":"https://secwatch.observer/filing/0001171843-25-006793.json","markdown":"https://secwatch.observer/filing/0001171843-25-006793.md","text":"https://secwatch.observer/filing/0001171843-25-006793.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/800457/000117184325006793/0001171843-25-006793-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/800457/000117184325006793/f8k_102925.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:29:35.351794+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}