---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-006793"
form_type: "8-K"
ticker: "DGICA"
cik: "0000800457"
company_name: "DONEGAL GROUP INC"
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:29:35.351794+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Donegal Group Q3 net income up 20% to $20.1M; book value rises to $17.14

## Summary
- Net premiums earned $229.8M, down 3.4% YoY; combined ratio improved to 95.9% from 96.4%.
- Net income $20.1M ($0.55 diluted Class A EPS) vs $16.8M ($0.51) a year ago.
- Non-GAAP operating income $19.1M ($0.52 diluted Class A) up 24.9% YoY.
- Net investment income rose 28.8% to $13.9M; book value per share $17.14 (+12.6% YoY).

## SEC filing metadata
- accession: 0001171843-25-006793
- form_type: 8-K
- ticker: DGICA
- cik: 0000800457
- company_name: DONEGAL GROUP INC
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/800457/000117184325006793/0001171843-25-006793-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/800457/000117184325006793/f8k_102925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-006793
- JSON: https://secwatch.observer/filing/0001171843-25-006793.json
- Plain text: https://secwatch.observer/filing/0001171843-25-006793.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.