---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-006799"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:28:27.650468+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Mid Q3 net income $22.5M ($0.94 EPS); announces Two Rivers Financial acquisition

## Summary
- Adjusted net income $23.3M ($0.97 adjusted EPS); net interest margin expanded 8 bps to 3.80%.
- Total loans $5.82B (+1.0% QoQ); total deposits $6.29B (+1.6% QoQ).
- Tangible book value per share rose 6.0% to $28.21; quarterly dividend maintained at $0.25.
- Announced pending acquisition of Two Rivers Financial Group, entering Iowa market.
- Executed branch optimization (8 closures) and core system conversion; also acquiring Ray Farm Management.

## SEC filing metadata
- accession: 0001171843-25-006799
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184325006799/0001171843-25-006799-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184325006799/f8k_102925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-006799
- JSON: https://secwatch.observer/filing/0001171843-25-006799.json
- Plain text: https://secwatch.observer/filing/0001171843-25-006799.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.