America's Car-Mart Q2 GAAP loss $2.71/sh; closes $300M term loan; net charge-offs rise to 7.0%

AMERICAS CARMART INC

2026-Q2 EPS reported -$3.41 revenue$691,282,000

GAAP loss per share $2.71; adjusted loss per share $0.79; total revenue $350.2M (+0.8% YoY).
Net charge-offs 7.0% of avg finance receivables (up from 6.6% YoY); provision for credit losses $119.1M vs $99.5M.
Closed $300M term loan from Silver Point, repaid revolver; issued warrants for 937,487 shares at $22.63.
Closed 5 underperforming stores post-quarter; expects $10.1M annualized expense savings.
Gross margin 37.5% (down 190 bps); allowance for credit losses 24.19% of finance receivables.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.