secwatch / observer
8-K filed December 23, 2025, 6:59 PM ET ticker CRMT CIK 0000799850
debt confidence high sentiment neutral materiality 0.60

Car-Mart completes $161.3M ABS securitization with new residual structure improving capital efficiency

AMERICAS CARMART INC

Machine-readable event card

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secwatch.filing_event.v1
accession
0001171843-25-008088
form_type
8-K
ticker
CRMT
cik
0000799850
company_name
AMERICAS CARMART INC
filed_at
2025-12-23T23:59:59+00:00
discovered_at
2026-05-14T18:02:42.206319+00:00
generated_at
2026-05-16T12:22:22.714659+00:00
sec_items
["1.01", "2.03", "8.01", "9.01"]
event_type
debt
sentiment
neutral
materiality_score
0.6
calibrated_materiality_score
0.6
confidence
high
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https://secwatch.observer/filing/0001171843-25-008088
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https://secwatch.observer/filing/0001171843-25-008088.json
markdown_url
https://secwatch.observer/filing/0001171843-25-008088.md
text_url
https://secwatch.observer/filing/0001171843-25-008088.txt
edgar_index_url
https://www.sec.gov/Archives/edgar/data/799850/000117184325008088/0001171843-25-008088-index.htm
edgar_primary_document_url
https://www.sec.gov/Archives/edgar/data/799850/000117184325008088/f8k_122325.htm
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deepseek-v4-flash:cloud@v2
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false
corrected
false
correction_note
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superseded_by
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Source-grounded claims

0107a2d24aa4a59fa1110925b14cb8061b637684

AMERICAS CARMART INC incurred debt of $161,264,000 aggregate principal amount at 5.87% for Class A Notes and 8.42% for Class B Notes maturing Class A Notes mature on May 20, 2030, and the Class B Notes mature on August 20, 2032.

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

SEC 8-K Item 2.03/2.04 confidence 0.9 SEC evidence

Comparable filings

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same fact type: debt_financing same SEC item: 1.01, 2.03, 8.01, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

in connection with the sale of $750,000,000 aggregate principal amount of the Company’s 5.375% Senior Notes due 2036

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BRX

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Brixmor Property Group Inc. May 5, 2026, 7:59 PM ET debt Items 1.01, 2.03, 8.01, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 8.01, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

On May 5, 2026, Brixmor Operating Partnership LP (the “Operating Partnership”), an indirect subsidiary of Brixmor Property Group Inc. (the “Company”), completed the previously announced offering (the “Offering”) of $400,000,000 aggregate principal amount of 5.375% Senior Notes due 2036 (the “Notes”).

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MCCORMICK & CO INC May 1, 2026, 7:59 PM ET debt Items 1.01, 2.03, 8.01, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 8.01, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

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EMAT

EMAT secures $100M convertible debenture facility from Yorkville; first $20M tranche issued

Evolution Metals & Technologies Corp. May 11, 2026, 7:59 PM ET debt Items 1.01, 2.03, 3.02, 7.01, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

The first Convertible Debenture (the “First Debenture”) in the principal amount of $20,000,000 was issued on May 7, 2026.

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AZZ

AZZ refinances revolver; maturity extended to 2029, margins cut 50 bps

AZZ INC May 8, 2026, 7:59 PM ET debt Items 1.01, 2.03, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

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LCTC

Lifeloc Technologies enters $500K promissory note with CFO/Chairman for SpinDetect development

Lifeloc Technologies, Inc May 8, 2026, 7:59 PM ET debt Items 1.01, 2.03, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

On May 4, 2026, Lifeloc Technologies, Inc. (the “Company”) entered into a loan transaction with Vern Kornelsen, the Company’s Chief Financial Officer and Chairman of the Board. The transaction consists of a Promissory Note dated May 1, 2026 (the “Note”) in the principal amount of $500,000.

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ILPT

ILPT Mountain JV closes $1.62B loan at 5.71% fixed, repays $1.6B existing debt

Industrial Logistics Properties Trust May 8, 2026, 7:59 PM ET debt Items 1.01, 1.02, 2.03, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

Stanley Bank, N.A., Bank of America, N.A., Bank of Montreal and UBS AG New York Branch, or collectively, the lenders, pursuant to which Mountain JV obtained, in aggregate, a $1.62 billion loan secured by 90 of its properties, or the Loan . Also on May 8, 2026, we entered into a guaranty in favor of the lenders, pursuant to which we guaranteed certain limited

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PGIM

PGIM Private Credit Fund enters $100M credit facility with $500M accordion option

PGIM Private Credit Fund May 8, 2026, 7:59 PM ET debt Items 1.01, 2.03, 9.01

same fact type: debt_financing same SEC item: 1.01, 2.03, 9.01 same event type: debt similar materiality

This filing

On December 17, 2025, affiliates of America’s Car-Mart, Inc. (the “Company”) completed a securitization transaction involving the issuance of $161,264,000 aggregate principal amount of asset-backed, non-recourse notes (the “Securitization Transaction”).

Comparable filing

Repo Rate Average; and for Australian‐dollar advances, Bank Bill Swap Rate), in each case subject to a 0.25% floor. The initial facility amount of the Credit Facility is $100 million, with an accordion feature that permits increases, with the consent of the facility agent and the lenders, up to an aggregate commitment of $500 million. The Credit Facility has

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Source: SEC EDGAR
accession 0001171843-25-008088

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