{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-000344","form_type":"8-K","ticker":"SFBS","cik":"0001430723","company_name":"ServisFirst Bancshares, Inc.","filed_at":"2026-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.066117+00:00","generated_at":"2026-05-16T09:31:29.789715+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"ServisFirst Q4 EPS $1.58 (+33% YoY); dividend raised to $0.38; NIM expands to 3.38%","bullets":["Q4 diluted EPS $1.58, up 33% from $1.19 in Q4 2024; full year $5.06, up 22%.","Net interest margin 3.38%, up 42 bps from Q4 2024; cost of interest-bearing deposits down 62 bps to 3.01%.","Loans grew $384.9M (12% annualized); deposits up $675.6M YoY.","Quarterly cash dividend increased 13% to $0.38 from $0.335; book value per share $33.87 (+14% YoY).","Efficiency ratio improved to 29% from 36% YoY; entered Texas market with new commercial banking team."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-000344","json":"https://secwatch.observer/filing/0001171843-26-000344.json","markdown":"https://secwatch.observer/filing/0001171843-26-000344.md","text":"https://secwatch.observer/filing/0001171843-26-000344.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/0001171843-26-000344-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/f8k_012026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:31:29.789715+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}