---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-000344"
form_type: "8-K"
ticker: "SFBS"
cik: "0001430723"
company_name: "ServisFirst Bancshares, Inc."
filed_at: "2026-01-20T23:59:59+00:00"
generated_at: "2026-05-16T09:31:29.789715+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# ServisFirst Q4 EPS $1.58 (+33% YoY); dividend raised to $0.38; NIM expands to 3.38%

## Summary
- Q4 diluted EPS $1.58, up 33% from $1.19 in Q4 2024; full year $5.06, up 22%.
- Net interest margin 3.38%, up 42 bps from Q4 2024; cost of interest-bearing deposits down 62 bps to 3.01%.
- Loans grew $384.9M (12% annualized); deposits up $675.6M YoY.
- Quarterly cash dividend increased 13% to $0.38 from $0.335; book value per share $33.87 (+14% YoY).
- Efficiency ratio improved to 29% from 36% YoY; entered Texas market with new commercial banking team.

## SEC filing metadata
- accession: 0001171843-26-000344
- form_type: 8-K
- ticker: SFBS
- cik: 0001430723
- company_name: ServisFirst Bancshares, Inc.
- filed_at: 2026-01-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/0001171843-26-000344-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/f8k_012026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-000344
- JSON: https://secwatch.observer/filing/0001171843-26-000344.json
- Plain text: https://secwatch.observer/filing/0001171843-26-000344.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.