secwatch.observer — SEC 8-K summary
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Issuer:     ServisFirst Bancshares, Inc. (SFBS)
CIK:        0001430723
Form:       8-K
Filed at:   2026-01-20T23:59:59+00:00
Accession:  0001171843-26-000344
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ServisFirst Q4 EPS $1.58 (+33% YoY); dividend raised to $0.38; NIM expands to 3.38%
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- Q4 diluted EPS $1.58, up 33% from $1.19 in Q4 2024; full year $5.06, up 22%.
- Net interest margin 3.38%, up 42 bps from Q4 2024; cost of interest-bearing deposits down 62 bps to 3.01%.
- Loans grew $384.9M (12% annualized); deposits up $675.6M YoY.
- Quarterly cash dividend increased 13% to $0.38 from $0.335; book value per share $33.87 (+14% YoY).
- Efficiency ratio improved to 29% from 36% YoY; entered Texas market with new commercial banking team.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/0001171843-26-000344-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1430723/000117184326000344/f8k_012026.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-000344

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer