---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-000379"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T09:10:26.544865+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Great Southern Bancorp Q4 EPS $1.45, net income $16.3M; FY EPS $6.19

## Summary
- Q4 2025 diluted EPS $1.45 vs $1.27 YoY; net income $16.3M vs $14.9M.
- Full-year 2025 EPS $6.19 vs $5.26; net income $71.0M vs $61.8M.
- Net interest margin expanded to 3.70% from 3.49% YoY; net interest income $49.2M.
- Total net loans down $333.5M (7.1%) YoY; non-performing assets $9.5M vs $16.6M.
- Repurchased 241,301 shares at avg $59.33 in Q4; $0.43 dividend declared.

## SEC filing metadata
- accession: 0001171843-26-000379
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000117184326000379/0001171843-26-000379-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000117184326000379/f8k_012126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-000379
- JSON: https://secwatch.observer/filing/0001171843-26-000379.json
- Plain text: https://secwatch.observer/filing/0001171843-26-000379.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.