---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-000431"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:30:26.113551+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q4 net income $4.7M ($0.60 EPS), up 30% QoQ; declares $0.145 dividend

## Summary
- Net income $4.7M ($0.60 diluted EPS) in Q4 2025, up 37.8% YoY and 30.3% sequentially.
- Full-year 2025 net income $14.8M ($1.90 EPS), up 51.7% from 2024; NIM expanded to 4.08% (+49 bps YoY).
- Quarterly dividend $0.145/share declared, payable March 6, 2026 to holders of record Feb 13, 2026.
- Total deposits grew 6% to $1.78B; loan portfolio flat YoY at $1.52B; nonperforming loans increased to $5.6M.
- Tangible book value per share rose to $19.32 from $16.88 a year ago.

## SEC filing metadata
- accession: 0001171843-26-000431
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184326000431/0001171843-26-000431-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184326000431/f8k_012626.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-000431
- JSON: https://secwatch.observer/filing/0001171843-26-000431.json
- Plain text: https://secwatch.observer/filing/0001171843-26-000431.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.