{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-000445","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.802919+00:00","generated_at":"2026-05-16T07:45:03.481758+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Stock Yards Bancorp posts record Q4 EPS $1.24, full year $4.75; tangible book up 19%","bullets":["Record Q4 net income $36.6M ($1.24 diluted EPS) vs $31.7M ($1.07) year ago; full year $140.2M ($4.75), up 22%.","Tangible book value per share $29.50, up 19% YoY from $24.82; tangible equity ratio 9.32% vs 8.44%.","Net interest margin expanded 13 bps to 3.57%; net interest income up 13% YoY to $79.3M.","Non-interest income up 7% YoY to $25.1M; record Wealth Mgmt & Trust revenue/AUM, record treasury mgmt and brokerage fees.","Loans grew 8% YoY to $7.04B; deposits up 9% to $7.79B; NPLs low at 0.19% of loans; dividend $0.32/sh declared."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-000445","json":"https://secwatch.observer/filing/0001171843-26-000445.json","markdown":"https://secwatch.observer/filing/0001171843-26-000445.md","text":"https://secwatch.observer/filing/0001171843-26-000445.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/0001171843-26-000445-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/f8k_012726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:45:03.481758+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}