---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-000445"
form_type: "8-K"
ticker: "SYBT"
cik: "0000835324"
company_name: "Stock Yards Bancorp, Inc."
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:45:03.481758+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Stock Yards Bancorp posts record Q4 EPS $1.24, full year $4.75; tangible book up 19%

## Summary
- Record Q4 net income $36.6M ($1.24 diluted EPS) vs $31.7M ($1.07) year ago; full year $140.2M ($4.75), up 22%.
- Tangible book value per share $29.50, up 19% YoY from $24.82; tangible equity ratio 9.32% vs 8.44%.
- Net interest margin expanded 13 bps to 3.57%; net interest income up 13% YoY to $79.3M.
- Non-interest income up 7% YoY to $25.1M; record Wealth Mgmt & Trust revenue/AUM, record treasury mgmt and brokerage fees.
- Loans grew 8% YoY to $7.04B; deposits up 9% to $7.79B; NPLs low at 0.19% of loans; dividend $0.32/sh declared.

## SEC filing metadata
- accession: 0001171843-26-000445
- form_type: 8-K
- ticker: SYBT
- cik: 0000835324
- company_name: Stock Yards Bancorp, Inc.
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/0001171843-26-000445-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/f8k_012726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-000445
- JSON: https://secwatch.observer/filing/0001171843-26-000445.json
- Plain text: https://secwatch.observer/filing/0001171843-26-000445.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.