secwatch.observer — SEC 8-K summary
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Issuer:     Stock Yards Bancorp, Inc. (SYBT)
CIK:        0000835324
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0001171843-26-000445
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Stock Yards Bancorp posts record Q4 EPS $1.24, full year $4.75; tangible book up 19%
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- Record Q4 net income $36.6M ($1.24 diluted EPS) vs $31.7M ($1.07) year ago; full year $140.2M ($4.75), up 22%.
- Tangible book value per share $29.50, up 19% YoY from $24.82; tangible equity ratio 9.32% vs 8.44%.
- Net interest margin expanded 13 bps to 3.57%; net interest income up 13% YoY to $79.3M.
- Non-interest income up 7% YoY to $25.1M; record Wealth Mgmt & Trust revenue/AUM, record treasury mgmt and brokerage fees.
- Loans grew 8% YoY to $7.04B; deposits up 9% to $7.79B; NPLs low at 0.19% of loans; dividend $0.32/sh declared.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/0001171843-26-000445-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/835324/000117184326000445/f8k_012726.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-000445

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