secwatch.observer — SEC 8-K summary
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Issuer:     Beacon Financial Corp (BBT)
CIK:        0001108134
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001171843-26-000481
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Beacon Financial Q4 net income $53.4M, EPS $0.64; declares $0.3225 dividend
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- Net income $53.4M ($0.64 diluted EPS) vs. net loss in prior quarter; operating EPS $0.79.
- Net interest income $199.7M, NIM expanded 20 bps to 3.82%.
- Total assets $23.2B, deposits $19.5B; tangible book value $23.32/share.
- Quarterly dividend $0.3225 per share, payable Feb 27, 2026, record Feb 13.
- Nonperforming loans rose to 0.63% of loans; provision for credit losses $8.1M, down from $20.3M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1108134/000117184326000481/0001171843-26-000481-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1108134/000117184326000481/f8k_012826.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-000481

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