---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-000505"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:40:53.305412+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Mid posts record Q4 net income of $23.7M; EPS $0.99 diluted

## Summary
- Record quarterly net income $23.7M ($0.99 diluted EPS); adjusted net income $25.3M ($1.06 diluted EPS).
- Total loans grew $187.3M (3.2%) in Q4 to $6.01B; total deposits up $105.7M (1.7%) to $6.40B.
- Tangible book value per share rose 4.3% to $29.42; board declared $0.25 quarterly dividend payable Feb 27, 2026.
- Received regulatory approval for Two Rivers Financial Group acquisition; closing expected Q1 2026.
- Net interest margin (tax-equivalent) 3.73%, down 7 bps QoQ; efficiency ratio improved to 57.55%.

## SEC filing metadata
- accession: 0001171843-26-000505
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184326000505/0001171843-26-000505-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184326000505/f8k_012826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-000505
- JSON: https://secwatch.observer/filing/0001171843-26-000505.json
- Plain text: https://secwatch.observer/filing/0001171843-26-000505.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.