secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001171843-26-000505
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid posts record Q4 net income of $23.7M; EPS $0.99 diluted
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- Record quarterly net income $23.7M ($0.99 diluted EPS); adjusted net income $25.3M ($1.06 diluted EPS).
- Total loans grew $187.3M (3.2%) in Q4 to $6.01B; total deposits up $105.7M (1.7%) to $6.40B.
- Tangible book value per share rose 4.3% to $29.42; board declared $0.25 quarterly dividend payable Feb 27, 2026.
- Received regulatory approval for Two Rivers Financial Group acquisition; closing expected Q1 2026.
- Net interest margin (tax-equivalent) 3.73%, down 7 bps QoQ; efficiency ratio improved to 57.55%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184326000505/0001171843-26-000505-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184326000505/f8k_012826.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-000505

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer