Car-Mart Q3: Revenue $286.8M (-12%), GAAP EPS -$9.25, units -22.1%

AMERICAS CARMART INC

2026-Q3 EPS reported -$12.67 revenue$978,676,000

Revenue $286.8M (-12% YoY); retail units sold 10,275 (-22.1%).
GAAP EPS -$9.25; adjusted EPS -$1.53 on non-cash $47M DTA valuation allowance.
Gross profit per unit +8.8% to $7,762; gross margin 35.8% vs 35.7%.
Net charge-offs as % of avg. receivables 6.5% vs 6.1%; 30+ day delinquencies 4.4% vs 3.7%.
Completed Phase 2 consolidations (136 dealerships); closed $300M term loan and $161.3M ABS.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

AMERICAS CARMART INC reported third quarter ended January 31, 2026 results: revenue $286.8 million, EPS $9.25.

Period: third quarter ended January 31, 2026
Revenue: $286.8 million
EPS: $9.25
Result: reported results

Exact text from the filing

our ongoing operational improvement initiative Completed ACM Auto Trust 2025-4 securitization in December 2025 and issued $161.3 million in asset-backed notes Total revenue of $286.8 million, down 12.0%; interest income increased 3.1% to $64.2 million Gross profit per unit improved 8.8% to $7,762; gross margin percentage of 35.8% vs. 35.7% Total collections of $179.0

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Source: SEC EDGAR

accession 0001171843-26-001507

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