earnings
confidence high
sentiment positive
materiality 0.75
Hanmi Financial Q1 net income $22.6M ($0.75 EPS), up 6.2% QoQ; NIM expands to 3.38%
HANMI FINANCIAL CORP
2026-Q1 EPS reported
$0.75
revenue$71,742,000
- Net income $22.6M ($0.75 diluted EPS) vs $21.2M ($0.70) in Q4 2025, up 6.2% QoQ.
- NIM up 10bps to 3.38%; deposits +1.8% to $6.8B; noninterest-bearing stable at ~30%.
- C&I loan production up 64% from new relationships; C&I loans now 17.6% of portfolio.
- Nonperforming assets to total assets fell to 0.16% (down 10bps QoQ); credit quality strong.
- Tangible common equity/tangible assets improved to 10.11% +12bps; returned $13.4M via dividends and buybacks.