---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-002773"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T02:50:39.895260+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q1 net income $4.0M ($0.51 EPS), up 25% YoY; NIM expands 37 bps to 4.11%

## Summary
- Net income $4.0M, $0.51 diluted EPS vs $3.2M ($0.41) in Q1 2025, up 25% YoY.
- Quarterly dividend declared $0.145/share, payable June 5 to record May 15 (annual yield 2.72%).
- Net interest margin 4.11%, up 37 bps YoY; net interest income before provision $18.7M (+10.7% YoY).
- Total deposits $1.79B, up 5.7% YoY; noninterest-bearing deposits 24.5%.
- Allowance for credit losses 1.15% of loans; NPLs $5.5M; net charge-offs $49k.

## SEC filing metadata
- accession: 0001171843-26-002773
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184326002773/0001171843-26-002773-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184326002773/f8k_042826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-002773
- JSON: https://secwatch.observer/filing/0001171843-26-002773.json
- Plain text: https://secwatch.observer/filing/0001171843-26-002773.txt

## Key facts
- Earnings Releases
  Eagle Bancorp Montana, Inc. reported financial results for the quarter ended March 31, 2026.
  - Period: the quarter ended March 31, 2026
  - Result: reported results
  source text: On April 28, 2026, Eagle Bancorp Montana, Inc. announced its results of operations for the quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1478454/000117184326002773/0001171843-26-002773-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.