secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2026-04-28T23:59:59+00:00
Accession:  0001171843-26-002773
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Q1 net income $4.0M ($0.51 EPS), up 25% YoY; NIM expands 37 bps to 4.11%
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- Net income $4.0M, $0.51 diluted EPS vs $3.2M ($0.41) in Q1 2025, up 25% YoY.
- Quarterly dividend declared $0.145/share, payable June 5 to record May 15 (annual yield 2.72%).
- Net interest margin 4.11%, up 37 bps YoY; net interest income before provision $18.7M (+10.7% YoY).
- Total deposits $1.79B, up 5.7% YoY; noninterest-bearing deposits 24.5%.
- Allowance for credit losses 1.15% of loans; NPLs $5.5M; net charge-offs $49k.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184326002773/0001171843-26-002773-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184326002773/f8k_042826.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-002773

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer