{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-002875","form_type":"8-K","ticker":"DGICA","cik":"0000800457","company_name":"DONEGAL GROUP INC","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.748603+00:00","generated_at":"2026-05-15T01:21:59.846259+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Donegal Group Q1 net income falls 54.3% to $11.5M; combined ratio 99.8%","bullets":["Net premiums earned $221.4M, down 4.9% YoY; combined ratio worsened to 99.8% from 91.6%.","Net income $11.5M ($0.31 diluted Class A) vs $25.2M ($0.71) a year ago.","Investment income up 19.2% to $14.3M; book value per share $17.54 (+8% YoY).","Annualized ROE dropped to 7.1% from 17.8%; non-GAAP operating income down 53.5%.","No guidance provided; management cites underwriting pressure from higher claims."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-002875","json":"https://secwatch.observer/filing/0001171843-26-002875.json","markdown":"https://secwatch.observer/filing/0001171843-26-002875.md","text":"https://secwatch.observer/filing/0001171843-26-002875.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/800457/000117184326002875/0001171843-26-002875-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/800457/000117184326002875/f8k_042926.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:21:59.846259+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"629a7d6e8b3e888b7bed15c41b5731800b17367b","claim":"DONEGAL GROUP INC reported first quarter of 2026 results: net income $11.5 million, or $0.31 per diluted Class A share, EPS $0.31 per diluted Class A share.","evidence_excerpt":"Net income of $11.5 million, or $0.31 per diluted Class A share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/800457/000117184326002875/0001171843-26-002875-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$11.5 million, or $0.31 per diluted Class A share"},{"label":"EPS","value":"$0.31 per diluted Class A share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}