{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-003947","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-06-05T21:30:18+00:00","discovered_at":"2026-06-05T21:32:00.372364+00:00","generated_at":"2026-06-05T21:32:18.847272+00:00","sec_items":["1.01","5.02","8.01","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"America's Car-Mart gets lender forbearance through June 12; awards $2.6M retention cash to execs","bullets":["Lender forbearance through June 12, 2026; anticipated defaults on minimum liquidity and collateral coverage covenants.","CEO Douglas Campbell receives $1.2M cash retention award and 190,600 stock options (60,307 initial, 130,293 contingent).","CFO Jonathan Collins gets $563,000 cash retention and 45,380 options; COO $531,000/50,660; CAO $300,000/16,336.","Options split: Initial Options from current pool; Contingent Options require shareholder approval at Sept 2026 annual meeting.","Special Committee evaluating strategic alternatives including recapitalization; Houlihan Lokey and FTI Consulting retained."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-003947","json":"https://secwatch.observer/filing/0001171843-26-003947.json","markdown":"https://secwatch.observer/filing/0001171843-26-003947.md","text":"https://secwatch.observer/filing/0001171843-26-003947.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326003947/0001171843-26-003947-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326003947/f8k_060526.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T21:32:18.847272+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}