---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-004099"
form_type: "8-K"
ticker: "CRMT"
cik: "0000799850"
company_name: "AMERICAS CARMART INC"
filed_at: "2026-06-12T21:00:18+00:00"
generated_at: "2026-06-12T21:03:39.508213+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# America's Car-Mart extends lender forbearance to June 19, 2026

## Summary
- Forbearance period under Credit Agreement extended through June 19, 2026, from June 12, 2026.
- Company negotiating amendment with agent and lenders to resolve anticipated defaults.
- No assurance amendment will be reached; risk of acceleration remains.
- Forbearance initially disclosed on June 5, 2026 Form 8-K.

## SEC filing metadata
- accession: 0001171843-26-004099
- form_type: 8-K
- ticker: CRMT
- cik: 0000799850
- company_name: AMERICAS CARMART INC
- filed_at: 2026-06-12T21:00:18+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184326004099/0001171843-26-004099-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799850/000117184326004099/f8k_061226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-004099
- JSON: https://secwatch.observer/filing/0001171843-26-004099.json
- Plain text: https://secwatch.observer/filing/0001171843-26-004099.txt

## Key facts
- Material Agreements
  AMERICAS CARMART INC entered into Credit and Guaranty Agreement with Agent and Lenders valued at Extension of Lender Forbearance period through June 19, 2026 (effective 2026-06-12).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Agent and Lenders
  - Value: Extension of Lender Forbearance period through June 19, 2026
  - Effective: 2026-06-12
  source text: the agent (the “Agent”) and the lenders (the “Lenders”) under the Company’s Credit and Guaranty Agreement, dated as of October 30, 2025 (the “Credit Agreement”), agreed not to exercise remedies under the Credit Agreement as a result of actual or anticipated defaults or events of default under the Credit Agreement (the “Lender Forbearance”) for a specified time period, which was subsequently extended through June 12, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/799850/000117184326004099/0001171843-26-004099-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.