{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-004311","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-06-25T21:20:22+00:00","discovered_at":"2026-06-25T21:22:00.278993+00:00","generated_at":"2026-06-25T21:22:38.339292+00:00","sec_items":["1.01","5.02","8.01","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Car-Mart gets limited waiver on loan defaults; pays $18M fee; CFO resigns","bullets":["Lenders waive specified defaults (liquidity, collateral, reporting) through at least Sept 7, 2026, subject to milestones; company pays up to $18M in fees.","Revised minimum liquidity set at $7M weekly / $5M otherwise; minimum collateral coverage ratio 1.25:1 (June 30) or 1.20:1 monthly thereafter.","CFO Jonathan Collins resigns effective July 31; Marie Persichetti appointed CFO effective Aug 1, with base salary $425K plus $200K retention award.","Director Julia Davis resigns; board appoints Gilbert Nathan and Michael Wartell as independent directors; each gets $45K/month plus $4K/day for extended duties.","Company continues strategic alternatives review with Houlihan Lokey, FTI Consulting, Mayer Brown; warns no assurance of successful outcome."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-004311","json":"https://secwatch.observer/filing/0001171843-26-004311.json","markdown":"https://secwatch.observer/filing/0001171843-26-004311.md","text":"https://secwatch.observer/filing/0001171843-26-004311.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/0001171843-26-004311-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T21:22:38.339292+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}