{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-004658","form_type":"8-K","ticker":"FMBH","cik":"0000700565","company_name":"FIRST MID BANCSHARES, INC.","filed_at":"2026-07-15T13:00:31+00:00","discovered_at":"2026-07-15T13:01:00.293477+00:00","generated_at":"2026-07-15T13:01:05.509888+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"First Mid Bancshares enters $19.7M promissory note at 6.125% to refinance prior debt","bullets":["Principal $19,709,626.03; fixed rate 6.125%; 38 monthly payments of $161,204.52.","Balloon payment of ~$17.3M due September 28, 2029.","Refinances prior note dated September 28, 2022; secured by negative pledge on 100% of First Mid Bank & Trust stock.","No prepayment penalty; lender is Bankers' Bank.","Note issued under existing Business Loan Agreement previously disclosed."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-004658","json":"https://secwatch.observer/filing/0001171843-26-004658.json","markdown":"https://secwatch.observer/filing/0001171843-26-004658.md","text":"https://secwatch.observer/filing/0001171843-26-004658.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700565/000117184326004658/0001171843-26-004658-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700565/000117184326004658/f8k_071526.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-15T13:01:05.509888+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}