secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2026-07-15T13:00:31+00:00
Accession:  0001171843-26-004658
Event type: debt
Sentiment:  neutral
Materiality: 0.50
Item codes: 1.01, 2.03, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid Bancshares enters $19.7M promissory note at 6.125% to refinance prior debt
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- Principal $19,709,626.03; fixed rate 6.125%; 38 monthly payments of $161,204.52.
- Balloon payment of ~$17.3M due September 28, 2029.
- Refinances prior note dated September 28, 2022; secured by negative pledge on 100% of First Mid Bank & Trust stock.
- No prepayment penalty; lender is Bankers' Bank.
- Note issued under existing Business Loan Agreement previously disclosed.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184326004658/0001171843-26-004658-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184326004658/f8k_071526.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-004658

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