{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-004726","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2026-07-16T16:55:20+00:00","discovered_at":"2026-07-16T16:56:00.257037+00:00","generated_at":"2026-07-16T16:56:12.840292+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Great Southern Bancorp Q2 EPS $1.43 vs $1.72 YoY; net income down 20% on consolidation costs","bullets":["Net income $15.8M ($1.43 diluted EPS) vs $19.8M ($1.72) in Q2 2025, a 20% decline.","Non-recurring charges of ~$1.6M from branch consolidation and severance; adjusted EPS $1.57.","Net interest margin improved to 3.76% from 3.68% YoY; net interest income $49.5M, down 2.9%.","Non-performing assets $9.4M (0.17% of assets), up from $8.1M at Dec 2025 but down from $10.1M at Mar 2026.","Stockholders' equity $641.6M; $24.8M in common stock repurchases in H1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-004726","json":"https://secwatch.observer/filing/0001171843-26-004726.json","markdown":"https://secwatch.observer/filing/0001171843-26-004726.md","text":"https://secwatch.observer/filing/0001171843-26-004726.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000117184326004726/0001171843-26-004726-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000117184326004726/f8k_071526.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-16T16:56:12.840292+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}