secwatch.observer — SEC 8-K summary ====================================== Issuer: GREAT SOUTHERN BANCORP, INC. (GSBC) CIK: 0000854560 Form: 8-K Filed at: 2026-07-16T16:55:20+00:00 Accession: 0001171843-26-004726 Event type: earnings Sentiment: negative Materiality: 0.75 Item codes: 2.02, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Great Southern Bancorp Q2 EPS $1.43 vs $1.72 YoY; net income down 20% on consolidation costs -------------------------------------------------------------------------------- - Net income $15.8M ($1.43 diluted EPS) vs $19.8M ($1.72) in Q2 2025, a 20% decline. - Non-recurring charges of ~$1.6M from branch consolidation and severance; adjusted EPS $1.57. - Net interest margin improved to 3.76% from 3.68% YoY; net interest income $49.5M, down 2.9%. - Non-performing assets $9.4M (0.17% of assets), up from $8.1M at Dec 2025 but down from $10.1M at Mar 2026. - Stockholders' equity $641.6M; $24.8M in common stock repurchases in H1 2026. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000117184326004726/0001171843-26-004726-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/854560/000117184326004726/f8k_071526.htm HTML page: https://secwatch.observer/filing/0001171843-26-004726 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer