{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-004799","form_type":"8-K","ticker":"HAFC","cik":"0001109242","company_name":"HANMI FINANCIAL CORP","filed_at":"2026-07-21T20:29:44+00:00","discovered_at":"2026-07-21T20:31:04.271242+00:00","generated_at":"2026-07-21T20:31:57.742977+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanmi Financial Q2 net income $23.5M ($0.79 EPS), up 4.2% QoQ; deposits grow 2.3% to $7.0B","bullets":["Net income $23.5M ($0.79 diluted EPS) vs Q1 $22.6M ($0.75); ROAA 1.20%, ROAE 11.09%.","Deposits grew 2.3% to $7.0B; noninterest-bearing deposits increased 5.2% to 31% of total deposits.","Net interest margin 3.36% (down 2 bps QoQ); net interest income up 1.0% from prior quarter.","Credit quality strong: NPAs/total assets 0.12% (improved 4 bps), NPLs/total loans 0.15% (improved 4 bps).","Returned 58% of earnings: $8.3M dividends, $5.2M share repurchases; tangible common equity/tangible assets 10.03%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-004799","json":"https://secwatch.observer/filing/0001171843-26-004799.json","markdown":"https://secwatch.observer/filing/0001171843-26-004799.md","text":"https://secwatch.observer/filing/0001171843-26-004799.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1109242/000117184326004799/0001171843-26-004799-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1109242/000117184326004799/f8k_072126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:31:57.742977+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}