---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-004799"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2026-07-21T20:29:44+00:00"
generated_at: "2026-07-21T20:31:57.742977+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hanmi Financial Q2 net income $23.5M ($0.79 EPS), up 4.2% QoQ; deposits grow 2.3% to $7.0B

## Summary
- Net income $23.5M ($0.79 diluted EPS) vs Q1 $22.6M ($0.75); ROAA 1.20%, ROAE 11.09%.
- Deposits grew 2.3% to $7.0B; noninterest-bearing deposits increased 5.2% to 31% of total deposits.
- Net interest margin 3.36% (down 2 bps QoQ); net interest income up 1.0% from prior quarter.
- Credit quality strong: NPAs/total assets 0.12% (improved 4 bps), NPLs/total loans 0.15% (improved 4 bps).
- Returned 58% of earnings: $8.3M dividends, $5.2M share repurchases; tangible common equity/tangible assets 10.03%.

## SEC filing metadata
- accession: 0001171843-26-004799
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2026-07-21T20:29:44+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184326004799/0001171843-26-004799-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184326004799/f8k_072126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-004799
- JSON: https://secwatch.observer/filing/0001171843-26-004799.json
- Plain text: https://secwatch.observer/filing/0001171843-26-004799.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.