---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-004940"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2026-07-28T20:00:16+00:00"
generated_at: "2026-07-28T20:01:15.403536+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Montana Q2 net income $3.7M ($0.47 EPS); NIM expands to 4.15%; dividend raised 1.7%

## Summary
- Net income $3.7M ($0.47 diluted EPS) vs $4.0M ($0.51) Q1 2026 and $3.2M ($0.41) Q2 2025; H1 2026 net income $7.7M ($0.98) vs $6.5M ($0.83) H1 2025.
- Net interest margin 4.15% (Q2 2026) vs 4.11% Q1 2026 and 3.91% Q2 2025; net interest income before provision $19.1M, up 5.5% YoY.
- Quarterly cash dividend increased 1.7% to $0.1475 per share, payable Sept 4, 2026 to holders of record Aug 14, 2026.
- Total loans $1.56B, up $39.1M from Q1 2026; total deposits $1.79B, unchanged QoQ but up $52.3M YoY; nonperforming loans fell to $4.2M from $5.5M.
- Book value per share $24.78 (+9.1% YoY); tangible book value $20.07 (+12.4% YoY); provision for credit losses $343K vs $1.0M a year ago.

## SEC filing metadata
- accession: 0001171843-26-004940
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2026-07-28T20:00:16+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184326004940/0001171843-26-004940-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184326004940/f8k_072826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-004940
- JSON: https://secwatch.observer/filing/0001171843-26-004940.json
- Plain text: https://secwatch.observer/filing/0001171843-26-004940.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.