secwatch.observer — SEC 8-K summary
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Issuer:     Eagle Bancorp Montana, Inc. (EBMT)
CIK:        0001478454
Form:       8-K
Filed at:   2026-07-28T20:00:16+00:00
Accession:  0001171843-26-004940
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp Montana Q2 net income $3.7M ($0.47 EPS); NIM expands to 4.15%; dividend raised 1.7%
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- Net income $3.7M ($0.47 diluted EPS) vs $4.0M ($0.51) Q1 2026 and $3.2M ($0.41) Q2 2025; H1 2026 net income $7.7M ($0.98) vs $6.5M ($0.83) H1 2025.
- Net interest margin 4.15% (Q2 2026) vs 4.11% Q1 2026 and 3.91% Q2 2025; net interest income before provision $19.1M, up 5.5% YoY.
- Quarterly cash dividend increased 1.7% to $0.1475 per share, payable Sept 4, 2026 to holders of record Aug 14, 2026.
- Total loans $1.56B, up $39.1M from Q1 2026; total deposits $1.79B, unchanged QoQ but up $52.3M YoY; nonperforming loans fell to $4.2M from $5.5M.
- Book value per share $24.78 (+9.1% YoY); tangible book value $20.07 (+12.4% YoY); provision for credit losses $343K vs $1.0M a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1478454/000117184326004940/0001171843-26-004940-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1478454/000117184326004940/f8k_072826.htm
  HTML page:      https://secwatch.observer/filing/0001171843-26-004940

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer