---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-005016"
form_type: "8-K"
ticker: "BBT"
cik: "0001108134"
company_name: "Beacon Financial Corp"
filed_at: "2026-07-29T20:16:29+00:00"
generated_at: "2026-07-29T20:19:00.572776+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Beacon Financial Q2 net income $64.4M ($0.77 EPS), up from $22.0M in Q2 2025; declares $0.3225 dividend

## Summary
- Net income $64.4M ($0.77 diluted EPS) vs $22.0M ($0.25) in Q2 2025 and $46.2M ($0.55) in Q1 2026.
- Net interest margin expanded 3 bps to 3.81%; non-interest expense fell $13.6M QoQ as merger costs ended.
- Total deposits grew $193.6M QoQ; total loans decreased $101.9M QoQ.
- Nonperforming loans ratio 0.86% (up 3 bps); net charge-offs $14.3M (32 bps annualized).
- Quarterly dividend $0.3225 per share, payable Aug 28, 2026 to holders of record Aug 14, 2026.

## SEC filing metadata
- accession: 0001171843-26-005016
- form_type: 8-K
- ticker: BBT
- cik: 0001108134
- company_name: Beacon Financial Corp
- filed_at: 2026-07-29T20:16:29+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1108134/000117184326005016/0001171843-26-005016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1108134/000117184326005016/f8k_072926.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-005016
- JSON: https://secwatch.observer/filing/0001171843-26-005016.json
- Plain text: https://secwatch.observer/filing/0001171843-26-005016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.