{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-005895","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-09-04T21:15:16+00:00","discovered_at":"2026-09-04T21:16:01.998531+00:00","generated_at":"2026-09-04T21:16:06.961500+00:00","sec_items":["1.01","8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Car-Mart extends default waiver to Sept 11; strategic review active","bullets":["Lenders extended Scheduled Termination Date from Sept 7 to Sept 11, 2026 under First Amendment to Credit Agreement.","Company has experienced or anticipates events of default, including failure to comply with financial covenants and reporting obligations.","Strategic alternatives review continues; discussions active with third parties, Silver Point Finance (Agent), and Lenders.","No assurance of permanent waiver or favorable outcome; potential for bankruptcy or significant loss of stockholder investment."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-005895","json":"https://secwatch.observer/filing/0001171843-26-005895.json","markdown":"https://secwatch.observer/filing/0001171843-26-005895.md","text":"https://secwatch.observer/filing/0001171843-26-005895.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326005895/0001171843-26-005895-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326005895/f8k_090426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-04T21:16:06.961500+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}