---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-005895"
form_type: "8-K"
ticker: "CRMT"
cik: "0000799850"
company_name: "AMERICAS CARMART INC"
filed_at: "2026-09-04T21:15:16+00:00"
generated_at: "2026-09-04T21:16:06.961500+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Car-Mart extends default waiver to Sept 11; strategic review active

## Summary
- Lenders extended Scheduled Termination Date from Sept 7 to Sept 11, 2026 under First Amendment to Credit Agreement.
- Company has experienced or anticipates events of default, including failure to comply with financial covenants and reporting obligations.
- Strategic alternatives review continues; discussions active with third parties, Silver Point Finance (Agent), and Lenders.
- No assurance of permanent waiver or favorable outcome; potential for bankruptcy or significant loss of stockholder investment.

## SEC filing metadata
- accession: 0001171843-26-005895
- form_type: 8-K
- ticker: CRMT
- cik: 0000799850
- company_name: AMERICAS CARMART INC
- filed_at: 2026-09-04T21:15:16+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 1.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184326005895/0001171843-26-005895-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799850/000117184326005895/f8k_090426.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-005895
- JSON: https://secwatch.observer/filing/0001171843-26-005895.json
- Plain text: https://secwatch.observer/filing/0001171843-26-005895.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.