{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-005989","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-09-11T11:00:16+00:00","discovered_at":"2026-09-11T11:05:00.615619+00:00","generated_at":"2026-09-11T11:05:08.821474+00:00","sec_items":["1.01","8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"America's Car-Mart extends waiver to Sep 18, 2026; default risk remains","bullets":["Lenders extended waiver of default events through September 18, 2026, from September 11, 2026, under First Amendment and Limited Waiver.","Company has experienced or expects events of default under the Oct 30, 2025 Credit Agreement, incl. financial covenant and reporting failures.","Special committee of board continues evaluating strategic alternatives, incl. financing, recapitalization, restructuring, M&A.","No assurance of permanent waiver or favorable outcome; company warns holders could experience significant or complete loss of investment."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-005989","json":"https://secwatch.observer/filing/0001171843-26-005989.json","markdown":"https://secwatch.observer/filing/0001171843-26-005989.md","text":"https://secwatch.observer/filing/0001171843-26-005989.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326005989/0001171843-26-005989-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326005989/f8k_091026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-11T11:05:08.821474+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}