---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-005989"
form_type: "8-K"
ticker: "CRMT"
cik: "0000799850"
company_name: "AMERICAS CARMART INC"
filed_at: "2026-09-11T11:00:16+00:00"
generated_at: "2026-09-11T11:05:08.821474+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# America's Car-Mart extends waiver to Sep 18, 2026; default risk remains

## Summary
- Lenders extended waiver of default events through September 18, 2026, from September 11, 2026, under First Amendment and Limited Waiver.
- Company has experienced or expects events of default under the Oct 30, 2025 Credit Agreement, incl. financial covenant and reporting failures.
- Special committee of board continues evaluating strategic alternatives, incl. financing, recapitalization, restructuring, M&A.
- No assurance of permanent waiver or favorable outcome; company warns holders could experience significant or complete loss of investment.

## SEC filing metadata
- accession: 0001171843-26-005989
- form_type: 8-K
- ticker: CRMT
- cik: 0000799850
- company_name: AMERICAS CARMART INC
- filed_at: 2026-09-11T11:00:16+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 1.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184326005989/0001171843-26-005989-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799850/000117184326005989/f8k_091026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-005989
- JSON: https://secwatch.observer/filing/0001171843-26-005989.json
- Plain text: https://secwatch.observer/filing/0001171843-26-005989.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.