{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-006114","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-09-18T20:05:18+00:00","discovered_at":"2026-09-18T20:06:00.229749+00:00","generated_at":"2026-09-18T20:06:15.911218+00:00","sec_items":["1.01","8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Car-Mart extends lender waiver to Sept 24; strategic review ongoing, default risk persists","bullets":["Third Extension moves waiver period from Sept 18 to Sept 24, 2026, for liquidity and collateral coverage covenant relief.","Lenders waived anticipated/actual defaults under Credit Agreement through Sept 24; relief includes minimum liquidity and Collateral Coverage Ratio.","Strategic alternatives review (financing, recap, M&A) continues; discussions active with Silver Point Finance and lenders.","Company warns no assurance of permanent waiver or favorable outcome; potential bankruptcy or significant loss of stock value.","Prior extensions: Sept 4 to Sept 11, then Sept 11 to Sept 18, before this one."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-006114","json":"https://secwatch.observer/filing/0001171843-26-006114.json","markdown":"https://secwatch.observer/filing/0001171843-26-006114.md","text":"https://secwatch.observer/filing/0001171843-26-006114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006114/0001171843-26-006114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006114/f8k_091826.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-18T20:06:15.911218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}