{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-006216","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-09-24T20:05:15+00:00","discovered_at":"2026-09-24T20:07:00.374426+00:00","generated_at":"2026-09-24T20:07:30.467762+00:00","sec_items":["1.01","8.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"America's Car-Mart extends lender waiver to Oct 1, flags bankruptcy risk","bullets":["Lenders (Silver Point agent) extended Scheduled Termination Date and covenant relief (liquidity, collateral coverage) through Oct 1, 2026.","Company previously received extensions on Sept 4, 11, 18 and June 25; defaults under Credit Agreement waived temporarily.","Evaluating strategic alternatives incl. financing, recapitalization, restructuring, M&A; no assurance of favorable outcome.","Risks cited: possible bankruptcy, significant/complete loss for stockholders, potential Nasdaq delisting."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-006216","json":"https://secwatch.observer/filing/0001171843-26-006216.json","markdown":"https://secwatch.observer/filing/0001171843-26-006216.md","text":"https://secwatch.observer/filing/0001171843-26-006216.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006216/0001171843-26-006216-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006216/f8k_092426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-24T20:07:30.467762+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}