{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-006326","form_type":"8-K","ticker":"CRMT","cik":"0000799850","company_name":"AMERICAS CARMART INC","filed_at":"2026-10-01T12:30:14+00:00","discovered_at":"2026-10-01T12:35:00.487821+00:00","generated_at":"2026-10-12T14:17:01.052342+00:00","sec_items":["1.01","8.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"America's Car-Mart extends Silver Point credit waiver and termination date to Oct. 8, 2026","bullets":["America's Car-Mart (CRMT) amended its Credit and Guaranty Agreement with Silver Point Finance, as Administrative Agent, extending a waiver of certain defaults.","Lenders extended the Scheduled Termination Date and temporary relief on minimum liquidity thresholds and minimum Collateral Coverage Ratio through October 8, 2026.","The company said it remains in a strategic-alternatives review, with active third-party, Agent and Lender discussions; prior extensions ran through Oct. 1, 2026.","The filing cites anticipated or existing events of default, including failure or expected failure to meet financial covenants and reporting obligations.","Forward-looking risks include potential bankruptcy protection, Nasdaq listing issues, and significant or complete loss of stockholder investment."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-006326","json":"https://secwatch.observer/filing/0001171843-26-006326.json","markdown":"https://secwatch.observer/filing/0001171843-26-006326.md","text":"https://secwatch.observer/filing/0001171843-26-006326.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006326/0001171843-26-006326-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/799850/000117184326006326/f8k_093026.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T14:17:01.052342+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}