---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-26-006331"
form_type: "8-K"
ticker: "CHMG"
cik: "0000763563"
company_name: "CHEMUNG FINANCIAL CORP"
filed_at: "2026-10-01T18:45:14+00:00"
generated_at: "2026-10-12T14:20:17.075731+00:00"
event_type: "regulatory"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "high"
source: SEC EDGAR
---

# Chemung Canal Trust completes OCC-approved conversion to national bank charter

## Summary
- On October 1, 2026, subsidiary Chemung Canal Trust Company converted from a New York chartered trust company to a national bank after OCC approval.
- The bank now operates as "Chemung Canal Trust Company, National Association" and is supervised, regulated, and examined by the Office of the Comptroller of the Currency.
- Chemung Financial said the bank continues as the same corporate entity in the same structure as before the conversion; no financial terms or capital impact were disclosed.
- Only exhibit filed is Exhibit 104, the cover page interactive data file; no press release or financial statements accompanied the disclosure.

## SEC filing metadata
- accession: 0001171843-26-006331
- form_type: 8-K
- ticker: CHMG
- cik: 0000763563
- company_name: CHEMUNG FINANCIAL CORP
- filed_at: 2026-10-01T18:45:14+00:00
- event_type: regulatory
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/763563/000117184326006331/0001171843-26-006331-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/763563/000117184326006331/f8k_100126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-26-006331
- JSON: https://secwatch.observer/filing/0001171843-26-006331.json
- Plain text: https://secwatch.observer/filing/0001171843-26-006331.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.