America's Car-Mart lenders extend credit-agreement waiver to Oct. 15, 2026 amid strategic review

AMERICAS CARMART INC

Silver Point Finance LLC, as administrative agent, and lenders extended the credit agreement's scheduled termination date to Oct. 15, 2026, per Item 1.01.
Lenders waived anticipated or existing events of default tied to minimum liquidity thresholds and a minimum Collateral Coverage Ratio through Oct. 15, 2026.
Car-Mart said it remains in a strategic-alternatives review overseen by a special board committee, spanning financing, recapitalization, restructuring, mergers and acquisitions.
The company cited risk of a significant or complete loss for stockholders and possible bankruptcy protection if it cannot reach a sustainable capital structure.
Defaults stem from failure or expected failure to meet financial covenants and reporting obligations under the Credit and Guaranty Agreement dated Oct. 30, 2025.

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