Westamerica Bancorporation Q3 2026 net income $28.2M, diluted EPS $1.22

WESTAMERICA BANCORPORATION

Q3 2026 net income was $28.2 million and diluted EPS $1.22, versus Q2 2026 net income of $27.4 million and EPS of $1.17.
Annualized net interest margin was 3.81%, a 4 basis point increase over Q2 2026, with cost of funding interest-earning assets at 0.26%.
No provision for credit losses in Q3 2026; nonperforming assets were $476 thousand and the allowance for credit losses on loans was $10.5 million at September 30, 2026.
Westamerica paid a $0.48 per common share dividend in Q3 2026 and retired 51 thousand common shares under its repurchase plan.
Noninterest income rose to $10.7 million from $10.3 million, aided by a one-time merchant processing termination fee; noninterest expense was $26.2 million.

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