{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-26-006691","form_type":"8-K","ticker":"SFBS","cik":"0001430723","company_name":"ServisFirst Bancshares, Inc.","filed_at":"2026-10-19T20:05:18+00:00","discovered_at":"2026-10-19T20:06:00.256796+00:00","generated_at":"2026-10-19T20:06:19.597422+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"ServisFirst Q3 EPS $0.80, up 33% YoY; loans up 11% to $14.7B; 2M-share buyback authorized","bullets":["Diluted EPS $0.80 vs $0.60 in Q3 2025 (+33%); net income $87.3M vs $65.6M. Year-to-date EPS $2.34 vs $1.74 on net income of $256.1M (+34.6%).","Net interest margin 3.63%, flat vs Q2 2026 but up 54 bps YoY; NIM in final month of quarter was 3.68%. Efficiency ratio improved to 30.20% from 35.22%.","Loans of $14.74B, up $1.43B or 11% YoY; total deposits $14.09B flat YoY (-0.1%) while noninterest-bearing DDA rose 12% to $2.91B.","Inaugural buyback of up to 2 million shares through December 31, 2027 announced after quarter-end; two-for-one stock split completed during Q3.","Book value per share $18.63 (+14% YoY); CET1 ratio 11.98% vs 11.49%; YTD return on average common equity 17.62% vs 15.01% in 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-26-006691","json":"https://secwatch.observer/filing/0001171843-26-006691.json","markdown":"https://secwatch.observer/filing/0001171843-26-006691.md","text":"https://secwatch.observer/filing/0001171843-26-006691.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1430723/000117184326006691/0001171843-26-006691-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1430723/000117184326006691/f8k_101926.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-19T20:06:19.597422+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}