Car-Mart lenders extend credit-agreement termination date to Nov 12 from Nov 9, continuing liquidity waivers

AMERICAS CARMART INC

Silver Point Finance as Administrative/Collateral Agent and the Lenders pushed the Scheduled Termination Date to November 12, 2026, from November 9, 2026.
Temporary relief from the Company's minimum liquidity thresholds and minimum Collateral Coverage Ratio obligations was also extended through November 12, 2026.
The First Amendment waives anticipated or existing events of default under the Credit and Guaranty Agreement dated October 30, 2025.
The agent and lenders have granted a series of short extensions since September 4, 2026, each lasting days rather than resolving the underlying default risk.

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