{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-21-000029","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2021-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.358719+00:00","generated_at":"2026-06-29T22:22:06.428509+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Safety Insurance Q2 net income falls to $37.7M ($2.49 EPS) from $42.5M; combined ratio worsens to 90.2%","bullets":["Net income $37.7M ($2.49 diluted EPS) vs $42.5M ($2.78) in Q2 2020.","Non-GAAP operating income $1.85 per diluted share vs $1.95 a year ago.","Combined ratio 90.2% (loss 56.7%, expense 33.5%) vs 84.9% in Q2 2020, reflecting normalized auto claims.","Direct written premiums up 5.8% to $217.2M; net earned premiums up 6.8% to $194.3M.","Declared $0.90 quarterly dividend payable Sept 15, 2021 to holders of record Sept 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-21-000029","json":"https://secwatch.observer/filing/0001172052-21-000029.json","markdown":"https://secwatch.observer/filing/0001172052-21-000029.md","text":"https://secwatch.observer/filing/0001172052-21-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205221000029/0001172052-21-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205221000029/saft-20210804x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T22:22:06.428509+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}