{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-21-000034","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2021-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.779656+00:00","generated_at":"2026-06-28T13:44:17.983389+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Safety Insurance Q3 net income $24.8M ($1.64 EPS) vs $44.7M; combined ratio 93.9% vs 85.0% YoY","bullets":["Net income $24.8M ($1.64 diluted EPS) vs $44.7M ($2.96) in Q3 2020, down 44.5%.","Non-GAAP operating income $1.70 per diluted share vs $2.53 in Q3 2020.","Combined ratio 93.9% (loss 61.3%, expense 32.6%) vs 85.0% in prior-year quarter.","Direct written premiums $211.1M, down 1.1% YoY; net investment income up 14.3% to $11.1M.","Board declares $0.90 per share quarterly dividend, payable Dec 15, 2021 to holders of record Dec 1, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-21-000034","json":"https://secwatch.observer/filing/0001172052-21-000034.json","markdown":"https://secwatch.observer/filing/0001172052-21-000034.md","text":"https://secwatch.observer/filing/0001172052-21-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205221000034/0001172052-21-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205221000034/saft-20211103x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:44:17.983389+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}